Employers Must Show You Your Background Report Under Section 1681b(b)(3) Of The Fair Credit Reporting Act If They Are Going To Use It Against You

The Fair Credit Reporting Act contains requirements for the “user” (i.e., the employer) of an employment background report.  The law requires that an employer must: 1.  Obtain your written authorization to access your background (or consumer) report; and 2.  Provide you with a disclosure that it may use the background report for employment purposes. Both of

Have You Disputed Credit Report Errors Made By Yamaha, WebBank, Fidem Finance, Intuit, Health Credit Services, DIGNIFI, or CreditStacks? Here’s What They Must Do To Investigate.

Once a consumer disputes information in a credit report with Experian, Equifax, or TransUnion (or any other consumer reporting agency), the consumer reporting agency must notify the furnisher of the information of the dispute.  And once the furnisher is notified, it then has an obligation to investigate.  Section 1681s-2(b) of the Fair

The Fair Credit Reporting Act Covers More Than Just Credit Reports. You May Have Rights Relating To Employment, Tenant Screening, And Other Background Reports

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the consumer reporting (sometimes referred to as background reporting) industry.  It imposes obligations on the companies that create consumer reports, the companies that use consumer reports, and the companies that supply information used in consumer reports.  The FCRA covers credit reports

I Have Inaccurate Information On My Equifax, Experian and TransUnion Credit Reports. How To Dispute With Consumer Reporting Agencies.

Dispute letters to consumer reporting agencies/background check companies like Equifax, Experian, and TransUnion are not complicated, but you may want a credit and background check attorney at Weiner & Sand LLC to help you with the process. The dispute letter should inform the consumer reporting agency/background check company that: you are disputing information in