You’ve lost a job because a background check company reported inaccurate information about you. All is not lost. You may be able to file a lawsuit under the Fair Credit Reporting Act to obtain damages from the background check company. What types of damages might be available? Lost Wages. The FCRA allows you
Employers Must Show You Your Background Report Under Section 1681b(b)(3) Of The Fair Credit Reporting Act If They Are Going To Use It Against You
The Fair Credit Reporting Act contains requirements for the “user” (i.e., the employer) of an employment background report. The law requires that an employer must: 1. Obtain your written authorization to access your background (or consumer) report; and 2. Provide you with a disclosure that it may use the background report for employment purposes. Both of
Equifax, Experian, and TransUnion Are Reporting The Same Debt Six Times; How Can I Fix My Credit Reports?
When you review your credit report, oftentimes you are looking to make sure there are no errors. A consistent review of your credit report is important because errors, such as incorrect information that make your financial picture appear inflated to potential creditors, may cause you to be unable to obtain credit, including
Have You Disputed Credit Report Errors Made By Yamaha, WebBank, Fidem Finance, Intuit, Health Credit Services, DIGNIFI, or CreditStacks? Here’s What They Must Do To Investigate.
Once a consumer disputes information in a credit report with Experian, Equifax, or TransUnion (or any other consumer reporting agency), the consumer reporting agency must notify the furnisher of the information of the dispute. And once the furnisher is notified, it then has an obligation to investigate. Section 1681s-2(b) of the Fair
Employers Looking to Save A Buck: Are You Being Denied Overtime By Being Misclassified As Exempt From Overtime?
Under the Fair Labor Standards Act, an employer must, in most situations, pay overtime and a minimum wage to all non-exempt employees. Non-exempt employees are, generally, employees who do not qualify under any of the FLSA’s numerous exemptions based on an analysis of their job duties and compensation. EXEMPTIONS The most common exemptions
I Am an Employee, Not an Independent Contractor! Why That is Important for Your Compensation
Does your employer classify you as an independent contractor and have you work hours upon hours every week without paying you overtime? If you qualify as an independent contractor, then there’s likely no problem with your employer’s refusal to pay overtime. But sometimes that is not the end of the story. Sometimes
Free Credit Reports From Equifax, Transunion, And Experian: What To Look For?
You are entitled under the law to one free copy of your credit report every 12 months from each of the “Big 3” credit reporting agencies: Equifax, Trans Union, and Experian. To obtain your free reports, go to https://www.annualcreditreport.com, or print and submit the form found on the website. As credit report attorneys,
The Fair Credit Reporting Act Covers More Than Just Credit Reports. You May Have Rights Relating To Employment, Tenant Screening, And Other Background Reports
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the consumer reporting (sometimes referred to as background reporting) industry. It imposes obligations on the companies that create consumer reports, the companies that use consumer reports, and the companies that supply information used in consumer reports. The FCRA covers credit reports
My Twin Is Appearing On My Equifax, Experian, And TransUnion Credit Reports!
The Centers for Disease Control and Prevention reports that there are more than 100,000 twin births a year (and more than 3,000 triplet births!). Twins almost always share the same birthday and last name, and often times their social security numbers are one digit apart. It’s not uncommon, therefore, for a credit
I Have Inaccurate Information On My Equifax, Experian and TransUnion Credit Reports. How To Dispute With Consumer Reporting Agencies.
Dispute letters to consumer reporting agencies/background check companies like Equifax, Experian, and TransUnion are not complicated, but you may want a credit and background check attorney at Weiner & Sand LLC to help you with the process. The dispute letter should inform the consumer reporting agency/background check company that: you are disputing information in