If Experian, Equifax or Trans Union report you as deceased, and you are still alive and kicking, then you may have legal claims to pursue against the credit bureaus under the Fair Credit Reporting Act.
Being reported as deceased can be exhausting, as well as devastating. When a credit bureau reports a consumer as deceased, it almost always shuts out that consumer from the credit market. The consumer cannot obtain a credit card, a loan, or any other form of credit. Creditors typically do not want to provide credit to people who they think are dead and unable to repay. And correcting a credit bureaus inaccurate deceased reporting can be more difficult than it should be.
If you’ve wrongfully been reported as deceased by a credit bureau, you should speak with a Fair Credit Reporting Act attorney. We handle matters that involve errors on credit reports, including cases involving deceased issues. When we pursue credit reporting legal claims on behalf of our clients, we seek to (1) correct the inaccurate reporting and (2) obtain damages for our clients relating to the lost credit opportunities and the distress associated with the deceased reporting.
All consultations are free. So if you have a deceased issue with a credit bureau like Experian, Equifax or Trans Union, please reach out to one of our credit report attorneys using the form on our website, via email at firstname.lastname@example.org or email@example.com, or call us at (404) 254-0842.