Last week, the Consumer Financial Protection Bureau fined U.S. Bank $37.5 million for, among other things, opening customer accounts without permission. According to the Consumer Financial Protection Bureau, U.S. Bank illegally accessed customer credit reports and personal data to open deposit accounts, credit cards, and lines of credit without permission. While U.S.
When you are reviewing your background report and credit report, you should pay close attention to the names that appear at the beginning of those reports. Sometimes, credit bureaus and background reporting companies will include aliases, along with your given name. The inclusion of aliases can lead to significant problems. Credit bureaus
If Experian, Equifax or Trans Union report you as deceased, and you are still alive and kicking, then you may have legal claims to pursue against the credit bureaus under the Fair Credit Reporting Act. Being reported as deceased can be exhausting, as well as devastating. When a credit bureau reports a