Once a consumer disputes information in a credit report with Experian, Equifax, or TransUnion (or any other consumer reporting agency), the consumer reporting agency must notify the furnisher of the information of the dispute.  And once the furnisher is notified, it then has an obligation to investigate.  Section 1681s-2(b) of the Fair

Under the Fair Labor Standards Act, an employer must, in most situations, pay overtime and a minimum wage to all non-exempt employees.  Non-exempt employees are, generally, employees who do not qualify under any of the FLSA’s numerous exemptions based on an analysis of their job duties and compensation. EXEMPTIONS The most common exemptions

Does your employer classify you as an independent contractor and have you work hours upon hours every week without paying you overtime?  If you qualify as an independent contractor, then there’s likely no problem with your employer’s refusal to pay overtime. But sometimes that is not the end of the story.  Sometimes

You are entitled under the law to one free copy of your credit report every 12 months from each of the “Big 3” credit reporting agencies: Equifax, Trans Union, and Experian.  To obtain your free reports, go to https://www.annualcreditreport.com, or print and submit the form found on the website. As credit report attorneys,

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the consumer reporting (sometimes referred to as background reporting) industry.  It imposes obligations on the companies that create consumer reports, the companies that use consumer reports, and the companies that supply information used in consumer reports.  The FCRA covers credit reports

The Centers for Disease Control and Prevention reports that there are more than 100,000 twin births a year (and more than 3,000 triplet births!).  Twins almost always share the same birthday and last name, and often times their social security numbers are one digit apart.  It’s not uncommon, therefore, for a credit

Dispute letters to consumer reporting agencies/background check companies like Equifax, Experian, and TransUnion are not complicated, but you may want a credit and background check attorney at Weiner & Sand LLC to help you with the process. The dispute letter should inform the consumer reporting agency/background check company that: you are disputing information in

Do you work in a restaurant?  Are you a waiter, waitress, bellhop, counter personnel who serves customers, busser, or service bartender?  Do you work somewhere else where you receive tips? If so, in some circumstances the Fair Labor Standards Act requires that your employer compensate you in certain required ways: Tip Credit: Section 3(m) of

Under the Uniformed Services Employment and Reemployment Rights Act (“USERRA”), an employer may not deny most past or present members of the uniformed service initial employment, reemployment, retention in employment, promotion, or any benefit of employment because of his or her status.  USERRA applies to all employers, regardless of size, and it applies to part-time

Credit reports are comprised of information provided by “furnishers” to the consumer reporting agencies.  Furnishers include banks, creditors, debt collectors, insurers, landlords, doctors, employers, and anyone else who provides information about you to a consumer reporting agency (“CRA”). Furnishers frequently report inaccurate information about consumers to the CRAs.  These types of inaccuracies can include: