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Credit Reporting Companies

The "Big Three" nationwide consumer reporting agencies are Experian, Equifax, and TransUnion.  Contact information for each credit reporting agency is listed below.  Each of these companies will provide you with one free credit report every 12 months if you request it.  To do so, go to AnnualCreditReport.com.  Or, you can contact each company using the information below to obtain your credit reports, submit disputes of inaccurate information, or place a freeze on your report. 

Experian:

To initiate a dispute concerning information in your credit report with Experian: http://www.experian.com/disputes/main.html http://www.experian.com/disputes/main.html

Phone:

  • For disputes: 866-200-6020
  • To obtain a report: 888-397-3742 (option 1)
  • To freeze your report: 888-397-3742 (option 2)

Address: P.O. Box 4500, Allen, TX 75013

Equifax:

To initiate a dispute concerning information in your credit report with Equifax: https://www.equifax.com/personal/contact-us/

Phone:

  • For disputes: 888-202-4025 (option 6) or 866-349-5191
  • To obtain a report: 800-525-6285 (option 6)
  • To freeze your report: 800-685-1111 (option 3) or 888-298-0045

Address: P.O. Box 740256, Atlanta, GA 30374

TransUnion:

To initiate a dispute concerning information in your credit report TransUnion: http://dispute.transunion.com

Phone:

  • For disputes: 800-916-8800
  • To obtain a report: 800-680-7289
  • To freeze your report: 888-909-8872

Address: P.O. Box 2000, Chester, PA 19016

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Even if you are not sure of the law and whether your employer violated your rights, we would be pleased to discuss your concerns with you.

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